這些都要看具體情況和公司,depends what type of pension plan in your company. For defined Benefit plan, if you stay in the pension plan less than 2 years, you will lose the employer portion, but the contributions you made with interest is refundable. [#3749524@0 -ROLIA.NET 相约加拿大网上社区 之 枫下论坛 & 枫下部落, 枫下论坛主坛 ]
這些都要看具體情況和公司,depends what type of pension plan in your company. For defined Benefit plan, if you stay in the pension plan less than 2 years, you will lose the employer portion, but the contributions you made with interest is refundable.
by
sweetsmile
(巧笑嫣然)
at
2007.6.18 12:45
(#3749524@0)
For less than 2 years member, you can transfer your fund to RRSP, other pension plan or cash(taxable).
If you stay in plan more than 2 years, the money is locked-in. Locked-in means you can not use the fund until you retire. You can not cash them out. The only two options are transfering to Lock-in fund or other pension plan. But you will get the employer portion. The employer portion is always larger than your contributions in defined benefit plan. In Ontario, you can NOT transfer the fund from pension plan to another country's pension plan.