很怕怕的试着回答(高手太多了): [#3749151@0 -ROLIA.NET 相约加拿大网上社区 之 枫下论坛 & 枫下部落, 枫下论坛主坛 ]
很怕怕的试着回答(高手太多了):
by
meat_head
(黑哥哥)
at
2007.6.18 10:33
(#3749151@0)
some employers have pension plans similiar to government CPP, in another word, they have a money pool so everyone contributes and be able to get paid after retirement. the employer most time will have a match to your contribution. RSP is usually your own saving/contribution for your retirement -- you have a bank account for that money. But keep in mind, the employer's pension will use your RSP room so you won't able to put the same amount as 18% of your salary or maximum 18000 to your RSP account.